Auto Insurance

Top Auto Insurance Carriers

2. Liberty Mutual
3. All State
4. Erie Insurance
5. Progressive
6. Nationwide
7. State Farm
8. Geico

Coverage Options

Liability Coverage (Required)

Bodily Injury

Protects you if you cause an accident in which other people are injured due to your negligence, this insurance protects you against their claims for damages, such as medical expenses, lost wages, and pain and suffering.

Property Damage

Property Damage Insurance pays for any damage you cause to the property of others, such as damage to another vehicle, fence, or tree caused by a collision.

Coverage for Your Vehicle

Comprehensive Coverage

Comprehensive coverage pays for damage to your auto from almost all other losses other than collision. Covered losses under comprehensive coverage include the following: theft, fire, vandalism, weather related losses such as hail, water (flood), falling objects, damage caused by a bird or animal, and glass breakage.

Collision Coverage

Collision Coverage pays for physical damage to your car as a result of your auto colliding with an object, such as another car or a tree.

Top Questions

Coverage limits and amounts vary based on each person. It’s best to protect yourself from anything that could happen. Each state has minimum coverage that must be purchased. Under-insured and Uninsured Bodily Injury is often a coverage that is overlooked but can be crucial if you or a family member is hurt in an accident. 

Auto Insurance can vary based upon many different factors. The primary ratings factors consist of: Age, location, credit, type of coverage selected, and vehicle insured. 

No. However, road service is an optional coverage that can be added onto a policy. Each carrier provides different limits of coverage. Often times, you must carry comprehensive coverage in order to obtain road service.

Gap insurance covers the “GAP” between the loan amount for the vehicle and the depreciated value of the vehicle. Purchasing Gap insurance allows for a higher settlement amount to cover the full value of your vehicle.

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